Income Protection

Protect your income if you can’t work

We help you maintain financial stability when illness or injury stops your earnings.

  • Tailored plans for your lifestyle
  • Expert advice and ongoing support
  • Peace of mind for you and family

 

 

 

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This provides income where you are ill or injured, and as a result your income through employment or your normal route stops.

It is designed to replace most of your net income.

Cover lasts for either a set term in whole years, or to a given age (typically your state retirement age). The amount you pay is called the premium. It can either be guaranteed not to change, or it can be reviewable. Reviewable cover normally changes based on the claims experience of the life assurance company.

Protect Your Income If Illness or Injury Stops You Working.

Income Protection Insurance replaces most of your net income if you’re unable to work due to illness or injury, helping you cover living costs and maintain financial stability during recovery.

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THE PLAN WILL HAVE NO CASH IN VALUE AT ANY TIME AND WILL CEASE AT THE END OF THE TERM. IF PREMIUMS ARE NOT MAINTAINED, THEN COVER WILL LAPSE.

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