We help you maintain financial stability when illness or injury stops your earnings.
Home / Protection / Income Protection
I’m Rachel Johnson, and I’ve been part of the financial industry since I was 17. Over the years, I’ve built a strong foundation of knowledge and experience, becoming a qualified adviser in January 2019.
With over 25 years of experience in financial services, I’ve dedicated my career to helping people make confident financial decisions and achieve their property goals.
With over 20 years of experience in the property and financial services industry, I’ve built a career that blends my passion for people, property, and professional growth.
With nearly 20 years of experience as a fully Qualified Accountant (CIMA), I, Vaishali Saran, bring a unique and analytical financial expertise to my role as a Mortgage Adviser.
I am a Mortgage and Protection Adviser with experience supporting first-time buyers, remortgages, Buy-to-Let, and Right to Buy clients.
Hi, I'm Nico, a mortgage and protection adviser offering a bespoke service designed to help clients find the best available product for their individual circumstances.
This provides income where you are ill or injured, and as a result your income through employment or your normal route stops.
It is designed to replace most of your net income.
Cover lasts for either a set term in whole years, or to a given age (typically your state retirement age). The amount you pay is called the premium. It can either be guaranteed not to change, or it can be reviewable. Reviewable cover normally changes based on the claims experience of the life assurance company.
Income Protection Insurance replaces most of your net income if you’re unable to work due to illness or injury, helping you cover living costs and maintain financial stability during recovery.

THE PLAN WILL HAVE NO CASH IN VALUE AT ANY TIME AND WILL CEASE AT THE END OF THE TERM. IF PREMIUMS ARE NOT MAINTAINED, THEN COVER WILL LAPSE.
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