Critical Illness

Protect your family if illness strikes

We guide you to cover that safeguards your lifestyle and home.

  • Financial security when it matters most
  • Expert advice tailored to your situation
  • Support in making the right choices

 

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Critical illness insurance pays out when one of the specified critical illnesses occurs. For example, following a heart attack, stroke, cancer or some other specifically defined critical illness.

Cover is for a set term, which may be equal to a mortgage term, or for when children have grown up, until retirement, or until another life stage milestone is achieved. It may be worth considering having one policy for a set term to cover the mortgage and another that will provide money to help provide for your different lifestyle if a serious illness happens.

Most people choose a lump sum to be paid out. There is the option of receiving the payout as a set income over the term remaining, which is often a lower-cost option.

 

Financial Protection When the Unexpected Happens.

Critical Illness Insurance pays a lump sum or income if you are diagnosed with a specified serious illness, such as cancer, heart attack, or stroke, helping you manage costs and maintain your lifestyle.

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Warning Text

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IF THE POLICY HAS NO INVESTMENT ELEMENT THEN IT WILL HAVE NO CASH IN VALUE AT ANY TIME AND WILL CEASE AT THE END OF THE TERM. IF PREMIUMS ARE NOT MAINTAINED, THEN COVER WILL LAPSE.

THE POLICY MAY NOT COVER ALL THE DEFINITIONS OF A CRITICAL ILLNESS. FOR DEFINITIONS PLEASE REFER TO THE KEY FEATURES AND POLICY DOCUMENT.

Need something specific? Get in touch today