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I’m Rachel Johnson, and I’ve been part of the financial industry since I was 17. Over the years, I’ve built a strong foundation of knowledge and experience, becoming a qualified adviser in January 2019.
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Jennie Melville
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With over 25 years of experience in financial services, I’ve dedicated my career to helping people make confident financial decisions and achieve their property goals.
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Mortgage and protection adviser
With nearly 20 years of experience as a fully Qualified Accountant (CIMA), I, Vaishali Saran, bring a unique and analytical financial expertise to my role as a Mortgage Adviser.
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Sat Singh
Mortgage and protection advise
I am a Mortgage and Protection Adviser with experience supporting first-time buyers, remortgages, Buy-to-Let, and Right to Buy clients.
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Nico Dowsell
Mortgage and protection adviser
Hi, I'm Nico, a mortgage and protection adviser offering a bespoke service designed to help clients find the best available product for their individual circumstances.
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Costs of Equity Release Schemes
Take into consideration that when entering into any type of equity release scheme there will be set-up costs and ongoing costs which can include:
- Arrangement Fees payable to the lender
- Legal Fees
- Valuation Fees
- Maintenance costs - you are still responsible for the maintenance of the property
- Insurance costs - maintaining adequate building insurance
- Loss of income, such as reduced eligibility for means-tested benefits
Understand the Costs of Equity Release Schemes.
Equity release can provide access to your property’s value, but it’s important to consider all associated costs, including arrangement fees, legal fees, valuations, maintenance, insurance, and potential impact on benefits.
Warning Text
EQUITY RELEASE (INCLUDING LIFETIME MORTGAGES AND HOME REVERSION PLANS) WILL REDUCE THE VALUE OF YOUR ESTATE AND CAN AFFECT YOUR ELIGIBILITY FOR MEANS TESTED BENEFITS.
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Protection
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Equity Release
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