I’m Rachel Johnson, and I’ve been part of the financial industry since I was 17. Over the years, I’ve built a strong foundation of knowledge and experience, becoming a qualified adviser in January 2019.
With over 25 years of experience in financial services, I’ve dedicated my career to helping people make confident financial decisions and achieve their property goals.
With over 20 years of experience in the property and financial services industry, I’ve built a career that blends my passion for people, property, and professional growth.
With nearly 20 years of experience as a fully Qualified Accountant (CIMA), I, Vaishali Saran, bring a unique and analytical financial expertise to my role as a Mortgage Adviser.
Take into consideration that when entering into any type of equity release scheme there will be set-up costs and ongoing costs which can include:
Arrangement Fees payable to the lender
Legal Fees
Valuation Fees
Maintenance costs - you are still responsible for the maintenance of the property
Insurance costs - maintaining adequate building insurance
Loss of income, such as reduced eligibility for means-tested benefits
Understand the Costs of Equity Release Schemes.
Equity release can provide access to your property’s value, but it’s important to consider all associated costs, including arrangement fees, legal fees, valuations, maintenance, insurance, and potential impact on benefits.
EQUITY RELEASE (INCLUDING LIFETIME MORTGAGES AND HOME REVERSION PLANS) WILL REDUCE THE VALUE OF YOUR ESTATE AND CAN AFFECT YOUR ELIGIBILITY FOR MEANS TESTED BENEFITS.