With nearly 20 years of experience as a fully Qualified Accountant (CIMA), I, Vaishali Saran, bring a unique and analytical financial expertise to my role as a Mortgage Adviser. My background ensures your mortgage application is strategically prepared — making complex finances simple for lenders and helping you secure the best possible mortgage deal.
I provide expert mortgage advice from a comprehensive panel of lenders for every stage of your property journey, ensuring you find a competitive and suitable mortgage solution. My specialties include:
- First-Time Home Buyers: Clear guidance on deposit requirements, Stamp Duty, and navigating the full purchase process.
- Residential Mortgages: Finding competitive rates, assessing affordability, and securing a rapid Decision in Principle (DIP/AIP).
- Remortgaging: Expert support to switch deals, raise capital, or minimise/avoid an Early Repayment Charge (ERC).
- Property Investment: Specialist advice for Buy-to-Let (BTL) and Portfolio Landlords.
I make key financial concepts simple — from understanding your Loan-to-Value (LTV) ratio and improving your credit score for better rates, to calculating your monthly capital repayments using an intuitive mortgage calculator.
Beyond securing your mortgage, I also provide comprehensive advice on your life and protection needs — including Life Insurance, Critical Illness Cover, Income Protection, and Mortgage Protection — ensuring you and your family are financially protected, whatever life brings.
As your local Mortgage Adviser for East Sussex, I’m perfectly positioned to offer flexible, client-first service across Hastings, St Leonards, Bexhill, and Eastbourne.
A little about me - outside of my professional work, I enjoy spending time with my family and exploring the beautiful East Sussex coastline. I’m passionate about travel, good food, and lifelong learning — qualities that also inspire my approach to helping clients make confident, well-informed financial decisions.
